High-performance processing
Run demanding expected-credit-loss calculations quickly across large and complex loan portfolios.
Apex9
Credit risk at scale.
Decisions with context.
A high-performance IFRS 9 platform for institutions that need to process large portfolios, explore wider scenarios and explain every movement in expected credit loss.
Request a demoPower where it matters.
Clarity everywhere else.
Built around high-volume modelling, governance and the people who need to review, explain and rely on every result.
Built for large data
Ingest, validate and process high-volume exposure, collateral and repayment data efficiently.
Battle-tested and robust
Use controlled, repeatable workflows designed around real reporting cycles and governance reviews.
Easy to use
Give credit-risk and finance teams clear controls without exposing unnecessary technical complexity.
Wide scenario range
Model multiple forward-looking macroeconomic scenarios with transparent probability weightings.
Broad credit-risk models
Support PD, LGD and EAD approaches, scorecards, statistical models and machine-learning techniques.
From raw data
to a trusted number.
- 01Ingest and validate portfolio data
- 02Configure models and assumptions
- 03Build and weight scenarios
- 04Run ECL calculations at scale
- 05Review movements and exceptions
- 06Export controlled reporting outputs
A broad modelling toolkit,inside one system.
Probability of Default
Loss Given Default
Exposure at Default
Credit scorecards
Transition matrices
Vintage analysis
Machine-learning models
Scenario overlays